PGY Dual Look

Unlock more growth through best offer presentmentUnlock more growth through best offer presentment

Personal Loans
Auto Loans
Point-of-Sale

Dual Look Benefits

Maximize Conversion Rate

Generate best possible offers for the customer to maximize the possibility of conversion

Drive Optimized Profitability per Loan

Ensure every offer is structured for competitive conversion, driving intelligent measurable revenue growth across your entire portfolio.

Secure Customer and Brand Loyalty

By consistently offering highly optimized, competitive terms, build long-term brand equity and increase applicant satisfaction

Deliver a Superior Customer Experience

Offer the applicant the best possible terms that fit diverse customer needs

Deliver smarter, more competitive loan offers that boost conversion and strengthen customer relationships — all within your credit parameters. Built for Personal Loans, Auto Loans, and Point-of-Sale.

Personal Loans

Pagaya powers personal loan growth across banks, credit unions, and fintechs — enabling more approvals and better offers through AI-driven credit decisioning. Our network helps lenders expand access responsibly, turning more qualified applicants into approved borrowers.

Auto Loans

Pagaya's platform helps auto lenders, captives, and dealers approve more qualified buyers with confidence. By pairing real-time data and AI-driven credit decisioning, we make it easier to put people on the road while keeping portfolios disciplined through every phase of the credit cycle.

Point-of-Sale

Pagaya connects merchants, lenders, and consumers through flexible point-of-sale financing that expands affordability without added risk. Our technology supports instant decisioning and diverse funding channels, helping partners capture more sales and deliver seamless customer experiences.