Affiliate Optimizer Engine
Maximize Marketplace Penetration with Pagaya

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Benefits
Unlock Higher Conversion Rates
Approve qualified applicants who fall outside of your traditional credit box.
Launch Fast with a Turn-Key Solution
Rapidly integrate our pre-built APIs to instantly activate your marketplace presence.
Zero Funding Risk
Expand your credit offering without using your balance sheet, as all loans are funded through Pagaya’s institutional network.
Fortify Your Strategy with AI Expertise
Leverage Pagaya’s deep industry knowledge and proprietary data to optimize your overall marketplace performance.
Markets
Personal Loans
Built for Personal Loans
Pagaya powers personal loan growth across banks, credit unions, and fintechs — enabling more approvals and better offers through AI-driven credit decisioning. Our network helps lenders expand access responsibly, turning more qualified applicants into approved borrowers.
Auto Loans
Other Pagaya Products
PGY Extended Platform
PGY Best Offer
Fast Pass
POS
Other Pagaya Products
PGY Extended Platform
PGY Prescreen
PGY Best Offer
Dynamic Verification
Ready to Expand Your Reach?
Activate your brand in leading marketplaces and start converting more applicants into customers.
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