Affiliate Optimizer Engine

Maximize Marketplace Penetration with PagayaMaximize Marketplace Penetration with Pagaya

Personal Loans
Auto Loans
Point-of-Sale

Affiliate Optimizer Engine Benefits

Unlock Higher Conversion Rates

Approve qualified applicants who fall outside of your traditional credit box.

Launch Fast with a Turn-Key Solution

Rapidly integrate our pre-built APIs to instantly activate your marketplace presence.

Zero Funding Risk

Expand your credit offering without using your balance sheet, as all loans are funded through Pagaya’s institutional network.

Fortify Your Strategy with AI Expertise

Leverage Pagaya’s deep industry knowledge and proprietary data to optimize your overall marketplace performance.

Activate your brand in leading marketplaces and start converting more applicants into customers. Built for Personal Loans.

Personal Loans

Pagaya powers personal loan growth across banks, credit unions, and fintechs — enabling more approvals and better offers through AI-driven credit decisioning. Our network helps lenders expand access responsibly, turning more qualified applicants into approved borrowers.