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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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Fast Pass
Convert more auto loan applicants into funded customers through Pagaya Intelligent Stipulations decisioning
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Benefits
Maximize Vehicle Sales Throughput
Directly supports the OEM's and dealers' core goal by accelerating the entire purchase journey and minimizing application fall-out.
Slash Operational Costs
Significantly reduce your internal verification expenses and minimize the dealer's administrative burden.
Deliver Frictionless Service
Improve Customer Satisfaction Index (CSI) scores and customer retention by offering the fastest, easiest path from approval to funding.
Strengthen Dealer Loyalty
Provide a superior loan process that makes your institution the preferred and most profitable partner for the auto dealership.
Markets
Personal Loans
Other Pagaya Products
Auto Loans
Built for Auto Loans
Pagaya’s platform helps auto lenders, captives, and dealers approve more qualified buyers with confidence. By pairing real-time data and AI-driven credit decisioning, we make it easier to put people on the road while keeping portfolios disciplined through every phase of the credit cycle.
Ready to Deliver a Frictionless Experience?
Accelerate every step of the auto financing journey — from approval to funded loan — while lowering costs and strengthening dealer relationships.
Find More Products
Discover a range of Pagaya products that can help scale your lending platform
Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
Careers
Help us expand financial access. Making a fairer financial landscape
News
November 3, 2025
November 3, 2025
Pagaya Signs Auto Forward Flow Agreement with Castlelake to Purchase Up to $500 Million in Auto Loans
October 5, 2025
October 5, 2025
Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street