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Convert more auto loan applicants into funded customers through Pagaya Intelligent Stipulations decisioning

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Benefits
Maximize Vehicle Sales Throughput
Directly supports the OEM's and dealers' core goal by accelerating the entire purchase journey and minimizing application fall-out.
Slash Operational Costs
Significantly reduce your internal verification expenses and minimize the dealer's administrative burden.
Deliver Frictionless Service
Improve Customer Satisfaction Index (CSI) scores and customer retention by offering the fastest, easiest path from approval to funding.
Strengthen Dealer Loyalty
Provide a superior loan process that makes your institution the preferred and most profitable partner for the auto dealership.
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Personal Loans
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PGY Affiliates
PGY Prescreen
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Dynamic Verification
Auto Loans
Built for Auto Loans
Pagaya’s platform helps auto lenders, captives, and dealers approve more qualified buyers with confidence. By pairing real-time data and AI-driven credit decisioning, we make it easier to put people on the road while keeping portfolios disciplined through every phase of the credit cycle.
POS
Other Pagaya Products
PGY Extended Platform
PGY Prescreen
PGY Best Offer
Dynamic Verification
Ready to Deliver a Frictionless Experience?
Accelerate every step of the auto financing journey — from approval to funded loan — while lowering costs and strengthening dealer relationships.
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