Approve more loans and retain more customers with the Pagaya Network. All with no additional credit risk.
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Integrate your origination system with our Network through an API. You approve more customers in your brand experience and service them while Pagaya facilitates the transition of the loan to the appropriate financial vehicles.
How Pagaya Works
Lender Origination
Application
Users submit loan requests through your platform.
Pagaya Network
Instant Processing
We process your customer loan applications with 0% latency.
AI-Powered Review
Our AI model analyzes applications in real time for quick decisions.
Lender Approval
Decision
Customers receive approvals directly from your origination system.
For illustrative purposes only. Persons depicted are models and not actual customers. All names, bank details, and financial figures are fictitious and do not constitute a guarantee of credit approval or specific service speed.
Lender Origination
Pagaya Network
Lender Approval
Application
Users submit loan requests through your platform.
For illustrative purposes only. Persons depicted are models and not actual customers. All names, bank details, and financial figures are fictitious and do not constitute a guarantee of credit approval or specific service speed.
Our Network Makes All The Difference
Retain customers who don't meet your pre-Pagaya credit criteria
Expand your credit box with zero balance sheet impact and attract new customers.
Offer more loan products to strengthen engagement and loyalty.
Easily extend your offerings into point-of-sale, personal loans, and auto loans.
Fully aligned with U.S. regulations, fair lending, data security, and risk management standards. Learn More
Retain customers who don't meet your pre-Pagaya credit criteria
What Our Partners Think
We know that we have many clients who don't fall within our traditional client parameters. By expanding access to responsible credit solutions, we are giving clients access to funds when they need it the most, through their existing and trusted banking relationship with us.
We know that we have many clients who don't fall within our traditional client parameters. By expanding access to responsible credit solutions, we are giving clients access to funds when they need it the most, through their existing and trusted banking relationship with us.
