We back these transactions with newly originated personal loans. To put your capital to work efficiently, we acquire this collateral during a strategic 1- to 4-month "prefunding" window immediately following the transaction's closing (e.g., PAID 2026-1).

These offerings are backed by newly originated auto loans. We purchase the assets during a 1- to 4-month prefunding period following the transaction's closing (e.g., RPM 2025-6).

We source newly originated point-of-sale (POS) loans continuously over a longer 18-month revolving window. This extended purchasing period allows you to maintain reinvestment potential and attractive carry. (e.g., POSH 2025-2).

We source newly originated personal loans continuously over a longer 24-month revolving window. This extended purchasing period allows you to maintain reinvestment potential and attractive carry. (e.g., PAID 2025-REV1).

We leverage established personal loans that feature approximately 24 months of verified payment history. This built-in seasoning provides clear performance visibility and highly predictable cash flows (e.g., PAID 2026-R1).

We back these issuances with established auto loans that have matured through roughly 24 months of seasoning. This approach offers enhanced stability by utilizing proven auto collateral with an established track record.

These offerings are backed by seasoned whole loans across 3 asset classes (personal loans, auto loans, and point-of-sale loans), originated by 30+ lenders.

These offerings are backed by seasoned pass-through investments for investors looking to gain whole loan exposure in a tranched format that meets their specific risk/return needs.

Stable returns and high-yielding assets

Secured assets backed by auto installment contracts

Emerging, fast-growing market, short duration