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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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The AI network connecting more people with financial opportunity.
Too often, legacy underwriting systems miss the great applicants right in front of them. Our AI network creates new lending opportunities for our partners. More precise evaluation gives people greater access to the credit they deserve.
Core Values That Guide Our Business
Continuously Learn
We challenge ourselves for the sake of getting better as individuals, as teams and as an organization to deliver for our partners.
Debate and Commit
We respectfully and openly debate to strengthen our ideas and build shared conviction — once we decide, we go all in, together.
Dream Big and Act
We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
Advance Inclusion
We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
Be Accountable Together
We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.
Leadership
Powering Growth For Our Partners
Prominent banks and cutting-edge fintechs trust Pagaya to grow their business and serve more customers
Schedule a consultation to discover how Pagaya can transform your lending business
Prominent banks and cutting-edge fintechs trust Pagaya to grow their business and serve more customers
Start Today
Schedule a consultation to discover how Pagaya can transform your lending business
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Help us expand financial access. Making a fairer financial landscape
News
October 5, 2025
October 5, 2025
Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street
October 1, 2025
October 1, 2025
Pagaya Expands Revolving Credit Facility to $132 Million with Top-Tier Banks at Substantially Lower Cost
September 10, 2025
September 10, 2025
Pagaya President Joins Bloomberg TV to Discuss Buy Now, Pay Later Business Model