Credit Inquiry FAQ’s

1. Why was there an inquiry on my credit profile?

Pagaya obtained your credit report in connection with a credit transaction you initiated when you applied for credit.

2. What type of credit profile inquiry was performed?

A “soft” credit pull inquiry was performed. A “soft” credit pull appears on your report but does not impact your score.

3. Does the credit profile inquiry affect my credit score?

A soft inquiry does not affect your credit score. For more information, please visit this link.

4. Will my credit profile information be shared?

No, your credit profile information will not be shared with any third parties.

5. What if I am a victim of fraud?

Please click here to submit a letter detailing the specific circumstances surrounding the fraudulent activity you believe occurred.

6. How are you protecting my consumer information?

Pagaya employs market standard data encryption, access controls, data monitoring, and other procedures to protect applicant personal information.

7. What if my credit profile was inquired in error?

Please click here to submit a letter detailing the specific circumstances surrounding the error to be processed.