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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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PGY Prescreen
Proactive Firm Offers with Predictive Intelligence
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Benefits
Maximize Customer Acquisition
Attract quality new customers using predictive targeting to increase response rates and grow your relationships.
Drive Intelligent Cross-Sell
Deepen loyalty and customer lifetime value (CLV) by proactively offering existing customers the right product at the right time.
Reduce Marketing Spend
Benefit from a cost-sharing model that optimizes your overall marketing budget and reduces the expense of traditional firm offer campaigns.
Fortify Your Strategy with AI Expertise
Leverage Pagaya’s proprietary data and industry knowledge to precisely define and strengthen your optimal consumer targeting strategy.
Markets
Personal Loans
Built for Personal Loans
Pagaya powers personal loan growth across banks, credit unions, and fintechs — enabling more approvals and better offers through AI-driven credit decisioning. Our network helps lenders expand access responsibly, turning more qualified applicants into approved borrowers.
POS
Built for POS
Pagaya connects merchants, lenders, and consumers through flexible point-of-sale financing that expands affordability without added risk. Our technology supports instant decisioning and diverse funding channels, helping partners capture more sales and deliver seamless customer experiences.
Ready to Grow with Proactive outreach?
Smarter targeting. Stronger relationships. Lower spend.
Find More Products
Discover more Pagaya products that can help scale your lending platform
Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
Careers
Help us expand financial access. Making a fairer financial landscape
News
October 5, 2025
October 5, 2025
Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street
October 1, 2025
October 1, 2025
Pagaya Expands Revolving Credit Facility to $132 Million with Top-Tier Banks at Substantially Lower Cost
September 10, 2025
September 10, 2025
Pagaya President Joins Bloomberg TV to Discuss Buy Now, Pay Later Business Model