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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
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Maximize Marketplace Penetration with Pagaya
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Benefits
Unlock Higher Conversion Rates
Approve qualified applicants who fall outside of your traditional credit box.
Launch Fast with a Turn-Key Solution
Rapidly integrate our pre-built APIs to instantly activate your marketplace presence.
Zero Funding Risk
Expand your credit offering without using your balance sheet, as all loans are funded through Pagaya’s institutional network.
Fortify Your Strategy with AI Expertise
Leverage Pagaya’s deep industry knowledge and proprietary data to optimize your overall marketplace performance.
Markets
Personal Loans
Built for Personal Loans
Pagaya powers personal loan growth across banks, credit unions, and fintechs — enabling more approvals and better offers through AI-driven credit decisioning. Our network helps lenders expand access responsibly, turning more qualified applicants into approved borrowers.
Ready to Expand Your Reach?
Activate your brand in leading marketplaces and start converting more applicants into customers.
Find More Products
Discover more Pagaya products that can help scale your lending platform
Decision Engine
PGY Extended Platform
Convert more customers
PGY Best Offer
Deliver More Compelling Offers
Pagaya Intelligence
Fast Pass
Frictionless Conversion in Auto
Dynamic Verification
Convert More & Faster
Marketing Engine
PGY Affiliates
Expand Reach in Marketplaces
PGY Prescreen
Proactively Engage Customers
Careers
Help us expand financial access. Making a fairer financial landscape
News
October 5, 2025
October 5, 2025
Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street
October 1, 2025
October 1, 2025
Pagaya Expands Revolving Credit Facility to $132 Million with Top-Tier Banks at Substantially Lower Cost
September 10, 2025
September 10, 2025
Pagaya President Joins Bloomberg TV to Discuss Buy Now, Pay Later Business Model